Everyone needs income. Only those who have enough for their needs say "money is not important". Let us understand the ways available to us for earning income. Robert Kiyosaki in his book "The cash Flow Quadrant" explains the 4 ways of earning income 1. (E) Employee :- These are people who are in jobs trading their time and knowledge for a fixed income. They are working for others dreams. Robert Kiyosaki says that very few people have created wealth following this path. Why would you work hard all your life for something which you can't own, pass it to your children or sell it ? You retire with a 40-40-40 plan. Work 40 hours a day for 40 years and retire with 40 % of income to maintain your lifestyle. 2. (S) Self Employed or Small Business :- These are people like CA, doctors and consultants who are trading their time and knowledge for income. Also the business people who have to be always present to run their business ie shopkeepers, small manufacturers etc. 3....